Your new
partner in
farm finance.

Your new
partner in
farm finance.

Farmanco and Premium Capital Solutions (PCS) are pleased to announce a new partnership that expands support to agricultural clients with competitive, tailored finance solutions without the stress or time burden often associated with renegotiating banking arrangements.

Farmanco and Premium Capital Solutions (PCS) are pleased to announce a new partnership that expands support to agricultural clients with competitive, tailored finance solutions without the stress or time burden often associated with renegotiating banking arrangements.

Premium Capital Solutions is a market leading finance broking firm that is passionate about providing its clients the best finance solution. The PCS team looks to work closely with their clients to provide the best debt advisory solutions, from inception through to funding and settlement.

Navigate finance
options with confidence.

Navigate finance
options with confidence.

As part of regular farm reviews, discussions around interest rates, lender comparisons, and profitability are increasingly important. However, tendering finance or negotiating directly with banks can be complex and time-consuming.

At Premium Capital Solutions, we simplify this process by providing clear, real-time visibility of interest rates, lender appetite, and available deal structures across the market. By managing negotiations on your behalf, we help strengthen your position, secure competitive terms, and structure funding solutions that align with your operational and growth objectives.

Support for strong businesses.

Support for strong businesses.

  • Benchmark current interest rates and structures

  • Identify opportunities to reduce interest costs

  • Test competitive offers without committing to a full tender

  • Leverage strong performance to secure sharper terms

  • Deliver meaningful long-term savings through small improvements

  • Benchmark current interest rates and structures

  • Identify opportunities to reduce interest costs

  • Test competitive offers without committing to a full tender

  • Leverage strong performance to secure sharper terms

  • Deliver meaningful long-term savings through small improvements

Support for businesses seeking flexibility.

Support for businesses seeking flexibility.

  • Review loan structures and overall banking alignment

  • Improve cashflow through tailored repayment options

  • Assess interest-only or seasonal repayment periods

  • Explore alternative finance solutions to support operations

  • Review loan structures and overall banking alignment

  • Improve cashflow through tailored repayment options

  • Assess interest-only or seasonal repayment periods

  • Explore alternative finance solutions to support operations

Farmanco partnered with Heath Cowden and the team at Premium Capital Solutions for their deep agricultural knowledge and strong banking background.

Farmanco partnered with
Heath Cowden and the team at Premium Capital Solutions for their deep agricultural knowledge and strong banking background.

Heath is an experienced finance professional with over 20 years’ experience working with major banks. He is passionate about ensuring clients secure the best possible advice and outcomes.

Heath’s longstanding connection to farming and previous study with Farmanco make him an excellent fit and a valuable extension of your business. Heath has a track record of unlocking value for farmers and their families through sourcing competitive deals and improved terms.

Our panel of 40+ lenders

We work with over 40 lenders to help you find the right finance solution without the hassle of going bank to bank.

3 simple steps to make
sure your finance is
working for you.

A quick check with our team could uncover a better rate or smarter way to structure your loan.

Fill out the form

Fill out the form

Tell us a little about your situation so we can get started.

We’ll be in touch within 24 hours

We’ll be in touch within 24 hours

A lending specialist will give you a call (usually sooner) to discuss your goals and next steps.

Get your finance sorted

Get your finance sorted

We’ll compare options from 40+ lenders and guide you through securing the right loan with ease.

Book your
financial

review.

At PCS, you’ll deal directly with the people who know finance inside out.

Book your financial review.

At PCS, you’ll deal directly with the people who know finance inside out.

Book your
financial

review.

At PCS, you’ll deal directly with the people who know finance inside out.

Book your
financial

review.

At PCS, you’ll deal directly with the people who know finance inside out.

Legal

Heath Cowden (Credit Representative No. 566512) / DJF Investments Holdings PTY Ltd (507980) are credit representatives of Connective Credit Services Pty Ltd ACN 161731 111 (Australian Credit Licence No. 389328).

© 2025 Premium Capital Solutions

Legal

Heath Cowden (Credit Representative No. 566512) / DJF Investments Holdings PTY Ltd (507980) are credit representatives of Connective Credit Services Pty Ltd ACN 161731 111 (Australian Credit Licence No. 389328).

© 2025 Premium Capital Solutions

Legal

Heath Cowden (Credit Representative No. 566512) / DJF Investments Holdings PTY Ltd (507980) are credit representatives of Connective Credit Services Pty Ltd ACN 161731 111 (Australian Credit Licence No. 389328).

© 2025 Premium Capital Solutions

Legal

Heath Cowden (Credit Representative No. 566512) / DJF Investments Holdings PTY Ltd (507980) are credit representatives of Connective Credit Services Pty Ltd ACN 161731 111 (Australian Credit Licence No. 389328).

© 2025 Premium Capital Solutions